Shocking!

So, it's been a few days past the 30 days that our insurance company gave themselves to get back to us regarding our appeal for coverage.

I was tempted to call them and ask what's up today. I was then going to begin looking for a lawyer to help us out. But, I decided to give them until the end of the month.

Today, we received two letters in the mail from the insurance. The first one was yet again another bill-like notice. Like all the other claims, the notice reports the midwives as out-of-network, after we had in writing they would be covered at in-network rates.
Unlike all the other claims, it actually said "patient pays $0." Cool! They were actually going to pay something.

The next letter was in response to our claim. I was *shocked* at what it said.
The gist of the letter was: Sorry. You were right. We were wrong. You did everything you should have done, and in the right way. We're sending $X (the full cost of the birth) to your midwives.

I did the happy dance today. And we bought pizza for everyone.